First Capital Cashflow Limited commenced trading in 2001 and quickly established a niche position as a provider of bespoke and robust Bacs processing services incorporating both Direct Debits and Bacs Direct Credits.
We are one of the leading Bacs Approved Bureaus (B60684) and also a member and key contributor to the Bacs Affiliate Group, which meets quarterly at the British Bankers Association HQ in London. Our services are recognised, audited and licensed by Bacs, and we are part of the Facilities Management scheme that enables us to offer sponsorship to third party organisations directly into the Bacs scheme without the intervention of their own banks.
As well as our Bacs Approved and Affiliate status, First Capital Cashflow is one of the few Direct Debit Bureaus to be regulated and receive accreditation as an Authorised Payment Institution from the Financial Conduct Authority (616279).
Both our cloud-based platform and solutions have been developed in-house and are supported by an experienced, UK-based, client services and development team. We manage our solutions in a secure infrastructure supported by multiple layers of offsite backup that incorporate full disaster recovery protocols and that are subject to ongoing penetration testing.
First Capital Cashflow serves a variety of sectors including SMEs, corporates, public sector, banking and not-for-profit. Typical sectors include energy, IT/telecoms, finance/insurance, housing associations, waste management, debt management and many more. First Capital Cashflow is unique in its ability to provide a tailored service across a spectrum of business and social enterprises requiring a Direct Debit service.